PayPal Sucks – Closed my Account – Keeping my Money

This post was written by marc on June 13, 2004
Posted Under: Consumer Complaints,PayPal

I’m in the process of building my PayPal sucks site and this blog entry is the first step. It’s the art of being an asshole. I’m sure I’m not the only one that PayPal has ripped off and probably won’t be the last – but I will be the one they remember the most.

I got an email today from PayPal that they are closing my account. The reason for closing my account is that they claim they don’t like the content of my web site – specifically my site on Sexual Issues where I have my Men’s Guide to Escort Services – a guide to interacting with hookers, The Nerd’s Guide to Sex – a guide teaching men how to properly have sex with women, and The Shy Girl’s Guide to Becoming a Whore – a women’s guide to surviving the Bush Ecomony.

So – because they didn’t like my web site content they not only decided to cancel my PayPal account – but to also keep my money for 180 days. And – I had transfered my money out of PayPal yesterday – but after closing my account today they reversed yesterday’s transaction and are going to steal my money.

The people at PayPay are real mother fuckers. But I to am an asshole and I don’t get mad – I get even. Whenever I get screwed by someone I use my talents of being a real prick to turn the tables on them and make them feel the heat.

PayPal claims that according to their End User Agreement that they have the right to close down my account for any reason whatsoever – without any form of recourse – keep my money for 180 days – and there’s nothing that I can do about it. Well Paypal you on wrong about that because there’s a lot to do about it.

I am a person who values free speech and fights hard against censorship and the Corparations like eBay who owns PayPay who think they can come in and tell ME what I can say on the Internet. Well I say – fuck you PayPal! I will not only keep my right to FREE SPEECH but I will use that right to expose you for what you really are.

Now – for those of you who are reading this – you probably don’t entirely grasp the details of what I’m talking about. You think – this is PayPal – they have to be more ethical than that don’t they? I say – yes they do. So I called them on the phone about it to get them to explain it to me in their own words. And I RECORDED THE CONVERSTATION IN THIS MP3 FILE SO YOU ALL CAN HERE IT FOR YOURSELF!

First things first. The file you are listening to is edited. But the important content is unaltered. I removed about 20 minutes of on hold messages so that you wouldn’t have to sit through the wait time. The rest of it is everything that was said between me and PayPal.

What really fun about this is that I got them to say just exactly what they did to me and how they ripped me off and how they aren’t going to do anything to fix it. What you hear is a real life detailed experience that I had and what PayPal’s end user agreement really means to you – so that if you are thinking about doing business with PayPal – or you are already a PayPal or eBay customer – you might want to reread that user agreement and see if this is really what you want to be agreeing to.

In the recorded conversation – after getting them to plainly explain how they are screwing me – I anounce to them that I have recorded this phone call – and that I’m going to put it on the Internet. All of a sudden it is them flipping out and screaming about their rights – but – there’s nothing they can do about it. You see – I’m not the only one who has no choice. When I dialed up PayPal – the very first thing their machine said was, “This call may be recorded.” So – I recorded it. Listen to the squeal about their rights – but I don’t give a fuck about their rights because they don’t give a fuck about my rights.

The big corps think they hold all the cards – but there are things that we consumers can do to fight back. After all 0 this is a country of the people, by the people, and for the people. Not of big corporation who think they can enslave us and walk over us any time they want to. I want this web site to be a turtorial about how people like you and me can stand up to these motherfuckers and show them that the People rule. And we do that by taking money out of their pockets.

Now – there are plenty of other people out there with similar stories of being censored or otherwise ripped off be PayPal and the comment section is open for you to tell your PayPal story. Go ahead and put in links to other PayPay sucks sites and tell us who is better. It’s time that the online community organized to move away from unethical corporations like eBay who owns PayPal and find services who will play ball with us on OUR TERMS.

And – I want you to let PayPal know that you saw this web site and let them know what you think aboiut it. Here is an Email Form to tell them – you saw it hear – you listened to the recording – and what you think about it.

One think to keep in mind is – PayPal is not a bank – nor do you have the protection that banks offer. They are also not a credit card company. They act like they are a fiscal instution but Master Card and Visa aren’t playing moral police with me. And as you can see – if they decide to take your money – they just take it. Even if you transfer your money out of paypal the day before they close your account.

Also – if you are going to link to this page – don’t use the blog url. Use this URL instead:

Here’s another PayPal Warning Site I found.

Other PayPal Sucks Sites:

What is PayPal?

PayPal is an online service that allows you to email money to other people.


Why is my account access limited?

Your account access has been limited for the following reason(s):
# Jun. 13, 2004: In accordance with PayPal’s User Agreement and Acceptable Use Policy, we have closed your account. Your funds may be held for 180 days from the date of your last transaction. After 180 days, you will be able to access your funds by requesting an online bank transfer or, if applicable, a check from PayPal. Please update your address or bank information as we cannot be held responsible for checks issued to an incorrect address. We do ask that you please remove reference(s) to PayPal from your site.

(Your case ID for this reason is PP-040-853-646.)

Reader Comments

When are “we” going to ban togther and see this stuff through? PayPal has gone too far. After shuting down 4 accounts all total (2 over 6 years old with NO complaints), they say now due to my credit report – YET…I have a clean report?? I’m young, so I don’t have a lot of credit, but what I do have is excellent??? Go figure. I reminded them of this, sent a copy of my report to them and still they say “no go – we’re freezing the account, can’t get your commissions in, and can’t do business with us” (in short)

Oh..and are you guys aware that IF you use a credit card to purchase from someone else that has a PP account that they STILL refuse to allow payment??

I have had two accounts compromised at two different times…and PP is the ONLY business with the information on these two particular accounts. Who has my social security numbers and credit card numbers?

How can they refuse my credit card to pay to someone else when the cards are good?

I find it very hard to believe this has gone this far without someone doing something, seeking further legal help, why haven’t our laws protected us in the US? Ok, they aren’t a bank, but what gives them the right to shut folks down that make a living online (like me) for not justifiable reason whatsoever???

BTW – initially, bad info was on my creidt that didn’t belong there, so I got that taken off, and a note that it was incorrect info put into file, yet they still won’t budge and say it is based on my credit report.

HOW can a credit report keep me from accepting and paying funds that I already OWN…I never asked for a loan or credit or anything…how can they collect this info (they shut you down regardless anyway) and in the NEW RULLES it states you have NO APPEAL RIGHTS WHATSOEVER.

Folks, this really needs to stop – it is an American tragedy that this company can put law abiding, good risk people out of business within 24 hours with NOTHING to justify it.

In my case, there were no charge backs or complaints (that weren’t refunded within 24 hours).

I just wish SOMEONE would give me an explanation WHY and HOW this benefits PP?? to shut good accounts down? Just doen’st make sense to me – PLEASE HELP ME UNDERSTAND WHAT IS HAPPENING HERE?

I am in an online area (not even eBay) that almost everything is done via PayPal. All scripts require it and affiliate commissions programs…

Again, someone, can you help me here?


Written By john on February 23rd, 2007 @ 11:09 am

I also have had it out with Paypal. I sell items on Ebay and after 3 months got this charge back from Paypal. Seems the only excuse was that the buyer had an unauthorized credit card.. after 3 months????? So I got the sale price taken out of the account plus their $10 charge. Knowing I had sold some items some time back for a couple hundred dollars I got rid of the account. Their fine print is very very fine and since then have read it and the bottom line is there is NO SELLER PROTECTION or BUYER PROTECTION, you are screwed. Ebay isn’t any better either. The person that used the frauded card keeps on buying on Ebay and I turned the whole file into them. They do not care. Just don’t say Mammy when selling antique items and now the work Kewpie is a tradmark infringement. What’s next? Think it’s back to the classifed ads for selling. I told Paypal cash doesn’t bounce!! Screw them.


Written By Ginger on July 6th, 2007 @ 9:55 am

Paypal takes big money out of everyones pockets.

They stole 12 Dollars from a full refund by giving very unfair exchange rates, which they do every transaction.

Paypal is making millions on everyone who buys things overseas. If I buy direct from my credit card I get the direct exchange rate.

Eg. 113 US to Euro Exchange should of been 83 Euro paypal 85
10 pound to Euro should of been 14,00 Paypal 15,00 Euro.

Were all getting ripped off!

Written By Jay on August 4th, 2007 @ 12:28 am

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